Loaded Baked Potato Chili

Featured in: Fabulous Weeknight Meals

This dish features tender baked russet potatoes topped with a savory blend of chili and black beans. Melted cheddar adds creamy richness, complemented by sour cream, tomatoes, green onions, and optional jalapeños. Simple oven baking and stovetop warming create a hearty meal that's perfect for family dinners or quick meals. Variations include vegan substitutes and extra toppings like avocado or crushed chips, enhancing both flavor and texture.

Updated on Wed, 19 Nov 2025 14:41:00 GMT
Fluffy baked Loaded Baked Potatoes with chili and cheese, perfect comfort food, ready to serve! Save Pin
Fluffy baked Loaded Baked Potatoes with chili and cheese, perfect comfort food, ready to serve! | fabulousdishesby.com

A hearty, comforting dish featuring fluffy baked potatoes topped with savory chili, creamy beans, and melted cheese. Perfect for a quick meal or customizable family dinner.

This loaded baked potato recipe is always a crowd-pleaser at our house. I love serving it when we need something cozy yet fun for a family dinner because everyone can pile on their favorite toppings.

Ingredients

  • Potatoes: 4 large russet potatoes, scrubbed
  • Olive oil: 2 tbsp
  • Sea salt: 1 tsp
  • Chili: 2 cups prepared chili (meat or vegetarian)
  • Black beans: 1 cup canned black beans, drained and rinsed
  • Cheddar cheese: 1 cup shredded
  • Sour cream: 1/2 cup
  • Green onions: 1/4 cup chopped
  • Tomatoes: 1/4 cup diced
  • Jalapeño: 1 sliced (optional)
  • Salt and pepper: to taste

Instructions

Prepare the Potatoes:
Preheat the oven to 425°F (220°C). Prick each potato several times with a fork. Rub with olive oil and sprinkle with sea salt.
Bake the Potatoes:
Place potatoes directly on the oven rack and bake for 50–60 minutes, or until skins are crisp and flesh is tender.
Heat Chili and Beans:
While the potatoes are baking, heat the chili and black beans together in a saucepan over medium heat until hot, stirring occasionally.
Prepare Potatoes for Topping:
Remove potatoes from the oven. Let cool slightly, then slice each potato lengthwise and gently fluff the insides with a fork.
Add Chili and Toppings:
Spoon the chili and bean mixture evenly over each potato. Top with shredded cheese (allow to melt), then add sour cream, green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.
Serve:
Serve hot, with additional toppings on the side if desired.
Golden, melted cheese blankets a Loaded Baked Potato, brimming with chili and fresh toppings. Save Pin
Golden, melted cheese blankets a Loaded Baked Potato, brimming with chili and fresh toppings. | fabulousdishesby.com

My kids love building their own loaded potatoes, creating a fun family moment at the kitchen counter. It brings everyone together and makes dinner interactive.

Required Tools

Oven, baking sheet (optional), saucepan, knife, fork

Allergen Information

Contains dairy. Gluten-free if using the right chili and toppings. Always check labels for cross-contamination.

Nutritional Information (per serving)

Calories: 480, Total Fat: 17 g, Carbohydrates: 62 g, Protein: 18 g

Enjoy a steaming Loaded Baked Potato piled high with spicy chili, beans, and creamy cheese. Save Pin
Enjoy a steaming Loaded Baked Potato piled high with spicy chili, beans, and creamy cheese. | fabulousdishesby.com

Loaded baked potatoes are hearty, simple, and always satisfying. Enjoy them fresh and let everyone personalize their plate.

Recipe FAQs

What type of potatoes work best?

Large russet potatoes are ideal due to their fluffy interior and sturdy skin when baked.

Can I prepare the chili ahead of time?

Yes, warming pre-made chili with black beans saves time and enhances flavors when combined with the baked potatoes.

How do I get a crispy potato skin?

Coating potatoes with olive oil and baking directly on the oven rack at high heat helps achieve a crisp skin.

What are good alternatives for toppings?

Consider avocado slices, crushed tortilla chips, hot sauce, or plant-based sour cream for variety and extra flavor.

Is this dish gluten-free?

Yes, as long as gluten-free chili and toppings are used, the dish remains gluten-free.

Loaded Baked Potato Chili

Fluffy baked potatoes loaded with chili, black beans, cheddar, and fresh garnishes in a quick, comforting dish.

Prep Duration
10 min
Time to cook
60 min
Overall duration
70 min
Posted by Fabulous dishes by Vanessa Collins


Skill level Easy

Cuisine style American

Servings made 4 Number of servings

Dietary details Vegetarian-friendly, No gluten

Ingredient list

Potatoes

01 4 large russet potatoes, scrubbed
02 2 tablespoons olive oil
03 1 teaspoon sea salt

Chili & Beans

01 2 cups prepared chili (meat or vegetarian)
02 1 cup canned black beans, drained and rinsed

Toppings

01 1 cup shredded cheddar cheese
02 ½ cup sour cream
03 ¼ cup chopped green onions
04 ¼ cup diced tomatoes
05 1 jalapeño, sliced (optional)
06 Salt and pepper, to taste

Step-by-Step Guide

Instruction 01

Preheat Oven: Set the oven temperature to 425°F.

Instruction 02

Prepare Potatoes: Prick each potato several times with a fork, rub with olive oil, and sprinkle with sea salt.

Instruction 03

Bake Potatoes: Place potatoes directly on the oven rack and bake for 50 to 60 minutes until skins are crisp and flesh is tender.

Instruction 04

Heat Chili and Beans: Warm the chili and black beans together in a saucepan over medium heat, stirring occasionally until heated through.

Instruction 05

Prepare Potatoes for Topping: Remove potatoes from the oven, let cool slightly, then slice each lengthwise and fluff the insides gently with a fork.

Instruction 06

Assemble Loaded Potatoes: Spoon the heated chili and bean mixture evenly over each potato, then top with shredded cheddar cheese, allowing it to melt.

Instruction 07

Add Final Toppings: Add sour cream, green onions, diced tomatoes, and jalapeño slices as desired; season with salt and pepper.

Instruction 08

Serve: Serve hot with additional toppings on the side if preferred.

Equipment needed

  • Oven
  • Baking sheet (optional)
  • Saucepan
  • Knife
  • Fork

Allergy details

Take a moment to check each ingredient for possible allergens. Always reach out to a medical expert if you're unsure.
  • Contains dairy from cheese and sour cream.
  • Gluten-free if all components used are certified gluten-free.

Nutrition details by serving

These details help guide you, but be sure to consult a healthcare professional when needed.
  • Kcal: 480
  • Lipids: 17 g
  • Carbohydrates: 62 g
  • Protein: 18 g